Discover special limits in homeowners insurance. Learn about personal belongings, theft coverage, secondary locations, and landscaping.

Learn the risks of an underinsured home, safeguards like extended replacement cost coverage, and tips for adequate protection.

Decode "Named Peril" coverage in homeowner's insurance. Learn about covered perils, common denials, and how to document your property.

Discover who's considered an "Insured" in your homeowner's policy. Learn about a variety of coverages.

Discover how homeowners insurance handles pet-related damage. Learn what's covered, what's not, and how to protect your home and pets.

Decode "All Risk" coverage in homeowner's insurance. Learn what's typically covered, common exceptions, and key exclusions.